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Visiting krammex.com implies that you agree to be bound by the following terms and conditions. krammex.com may change these terms and conditions from time to time. Visiting krammex.com means that you accept any new or modified terms and conditions. To keep abreast of changes in our terms of use, please re-visit the `Terms of Use' link on our site from time to time. The term krammex.com used herein refers to the website, its owners and the employees and associates of the owner.

REGISTRATION
You certify that information provided by you on registering with krammex.com, now or in the future, is accurate. krammex.com reserves the right, at its sole discretion, to deny you access to this website or any portion thereof without notice. You agree to receiving periodic newsletters from krammex.com.

LICENSE
krammex.com grants you a limited, non-exclusive, non-assignable and non-transferable license to access krammex.com provided and expressly on the condition that all such access and use shall be governed by all of the terms and conditions set forth in this agreement.

COPYRIGHT & NO RETRANSMISSION OF INFORMATION
All content/information and interactives/calculators are the sole and exclusive property of krammex.com. You may not resell, redistribute, broadcast or transfer the content/information and interactives/calculators or use the content/information and interactives/calculators in a searchable, machine-readable database unless separately and specifically authorized in writing by krammex.com prior to such use. You may not rent, lease, sublicense, distribute, transfer, copy, reproduce, publicly display, publish, adapt, store or time-share krammex.com, any part thereof, or any of the content/information and interactives/calculators received or accessed therefrom to or through any other person or entity unless separately and specifically authorized in writing by krammex.com prior to such use. In addition, you may not remove, alter or obscure any copyright, legal or proprietary notices in or on any portions of krammex.com without prior written authorization by krammex.com. Except as set forth herein, any other use of the information contained in this site requires the prior written consent of krammex.com and may require a separate fee.

DELAYS IN SERVICES
Neither krammex.com nor any of its directors, employees, affiliates, agents, representatives or subcontractors shall be liable for any loss or liability resulting, directly or indirectly, from delays or interruptions due to electronic or mechanical equipment failures, telephone interconnect problems, defects, weather, strikes, walkouts, fire, acts of God, riots, armed conflicts, acts of war, or other like causes. krammex.com shall have no responsibility to provide you access to krammex.com.

LIABILITY DISCLAIMER
You expressly agree that use of krammex.com is at your sole risk. The contents, information, software, products, features and services published on krammex.com may include inaccuracies or typographical errors. krammex.com and/or its respective suppliers/affiliates may make improvements and/or changes in krammex.com at any time. krammex.com may be temporarily unavailable from time to time due to required maintenance, telecommunications interruptions, or other disruptions. Neither krammex.com nor its owners, suppliers, consultants, advertisers, affiliates, partners, employees or any other associated entities shall be liable to user or member or any third party should krammex.com exercise its right to modify or discontinue any or all of the contents, information, software, products, features and services published on krammex.com.

Neither krammex.com nor its associated entities verify the suitability of the contents, information, software, products, features and services contained on krammex.com for any purpose. All such contents, information, software, products, features and services are provided "as is" without warranty of any kind. krammex.com and its associated entities hereby disclaim all warranties and conditions with regard to contents, information, software, products, features and services on krammex.com.

Under no circumstances and in no event will krammex.com and its associated entities be liable for any direct, indirect, punitive, incidental, special or consequential damages arising out of or in any way connected with the use of krammex.com or with the delay or inability to use krammex.com, or for any contents, information, software, products, features and services obtained through krammex.com, or otherwise arising out of the use of krammex.com, whether based on contract, tort, strict liability or otherwise.

EQUIPMENT AND OPERATION
Users of krammex.com shall provide and maintain all telephone/internet connections and other equipment necessary to access krammex.com and the costs of any such equipment and/or telephone/internet connections or use, including any applicable taxes, shall be borne solely by the user.

INFORMATION DISCLAIMER
Content/information and calculators/interactives provided in krammex.com could have inaccuracies and krammex.com does not warrant the accuracy or suitability of the same. You acknowledge that content/information and calculators/interactives provided on krammex.com is “as is, with all faults”.

krammex.com expressly disclaims all warranties, whether express, implied, oral, statutory or otherwise of any kind to the users and any third parties.

You agree to assume all risk of errors and omissions in krammex.com, including the transmission or translation of information and take full responsibility for implementing sufficient procedures and checks to satisfy your requirements for the accuracy and suitability of krammex.com, including the information, and for maintaining any means, which you may require for the reconstruction of lost data or subsequent manipulations or analyses of the information under the terms of use.

You accept and agree that krammex.com and its owners, officers, directors, employees, affiliates, group companies, agents, representatives and sub-contractors shall not be liable for any special, incidental or consequential damages arising out of the use or inability to use krammex.com or for any purpose whatsoever. krammex.com and its owners, officers, directors, employees, affiliates, group companies, agents, representatives and sub-contractors shall not have any liability in tort, contract or otherwise to any user or third party.

CONFLICTING TERMS
If there is any conflict between this User Agreement and other documents, this User Agreement shall govern, whether such order or other documents is prior to or subsequent to this User Agreement, or is signed or acknowledged by any director, officer, employee, representative or agent of krammex.com.

TERMINATION
This User Agreement and the license rights granted hereunder shall remain in full force and effect unless terminated or canceled for any of the following reasons: (a) immediately by krammex.com for any unauthorized access or use by you (b) immediately by krammex.com if you assign or transfer (or attempt the same) any rights granted to you under this Agreement; (c) immediately, if you violate any of the other terms and conditions of this User Agreement. Termination or cancellation of this Agreement shall not effect any right or relief to which krammex.com may be entitled, at law or in equity. Upon termination of this User Agreement, all rights granted to you will terminate and revert to krammex.com. Except as set forth herein, regardless of the reason for cancellation or termination of this User Agreement, the fee charged if any for access to krammex.com is non-refundable for any reason.

JURISDICTION
The terms of this agreement are exclusively based on and subject to Indian law. You hereby consent to the exclusive jurisdiction and venue of courts in Mumbai, India in all disputes arising out of or relating to the use of krammex.com. Use of krammex.com is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph.

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